Point of origin of succesful risk managment and insurance behavior is an adequate risk- and insurance philosophy. On behalf of the management this provides an ordinary scope of action, how the company evaluates a catastrophic or a bagatelle loss and if such a risk should be insured or not.

Only who is aware of his potential risks, will be succesful. Insurance transfer on a long term is always more expensive than self retention.

Optimalis AG has prepared several sophisticated standard solutions dependig the seize and complexity of your company. This standard can be adapted according the specific circumstances and your individual wishes.